Pre-Planning for a Funeral

Kevin M. MasonMany individuals choose to pre-plan their funeral or cremation service.  Pre-planning ensures that your wishes are adhered to.  Pre-planning does not mean that you have to pre-pay for the services and merchandise you select.  However, pre-payment provides peace of mind and prevents undue financial stress for those who survive.
Pre-planning requires that you meet with the Funeral Director and provide necessary information for the death certificate, select merchandise, discuss your final wishes which can include type of service, calling hours, cremation, music, clergy, church, cemetery/crematory.  You can even select flowers, funeral programs, register book and memorial cards.  All your information is confidential and secure.  You will receive a detailed portfolio of your arrangements and your requests as recorded at the funeral home.  At your request, we will forward duplicate portfolios to your family.  You have the option of changing your arrangements at any time. 
If you elect to pre-pay for your final expenses, all monies applied are deposited in a revocable or irrevocable trust account in your name.  Your funds are not placed in a funeral home bank account.  Once full payment is made on your pre-arrangements, the funeral home charges are price guaranteed.  Cash Advances such as; cemetery, death certificates, crematory, death notices in the newspaper, etc. are not price guaranteed, as we have no control of price increases of such services.  Revocable and Irrevocable Trusts are interest bearing accounts, therefore, all accumulated interest is applied to price increases to the referenced cash advances.
Pre-arranging for final expenses does make sense; both emotionally and financially.  We invite you to schedule a no obligation consultation to discuss final arrangements and the choices that are available to you.